Personal Account Fees & Interest Rate
| Personal Account Fees | Australian users | |
| Account | Account Opening Fee | FREE |
| Monthly Fee | FREE | |
| Collection | Australian users | |
| Local Collection | Transfer from other Bano Accounts | FREE |
| AUD | FREE | |
| EUR | FREE | |
| GBP | FREE | |
| HKD | FREE | |
| NZD | FREE | |
| SGD | FREE | |
| USD-ACH | FREE | |
| USD-FedWire | FREE | |
| Others | FREE | |
| SWIFT Collection | USD | 10 USD per transaction |
| AUD | 15 AUD per transaction | |
| EUR | 10 USD per transaction | |
| GBP | 10 USD per transaction | |
| NZD | 10 USD per transaction | |
| SGD | 10 USD per transaction | |
| Others | 10 USD per transaction | |
| Payment | Australian users | |
| Local Payment | Transfer to other Bano Accounts | FREE |
| AUD | FREE | |
| USD | 1 USD per transaction | |
| EUR | 1 EUR per transaction | |
| GBP | 1 GBP per transaction | |
| CAD | 1.25 GBP per transaction | |
| MYR | 3 GBP per transaction | |
| HKD | 5 HKD per transaction | |
| INR | 3 GBP per transaction | |
| IDR | 3 GBP per transaction | |
| PHP | 5 GBP per transaction | |
| Swift Payment | AUD | 55 AUD per transaction |
| USD | 40 USD per transaction | |
| Others | 40 USD per transaction | |
| Pay to Alipay account | AUD-CNY | 1.50%, min. 15AUD |
| USD-CNY | 1.5%, min. 20 USD Available for Invited User | |
| Bpay | Pay to Unionpay Account | 1.50%, min. 15AUD |
| Bpay with UnionPay | 1.50%, min. 15AUD | |
| Interest Rate | ||
| AUD ccount balance | 2% | |
| Bano Physical Mastercard* | Australian users | |
| First Order | First card | FREE |
| Additional cards for family members | ||
| Replacement Order | Report loss or replacement | 20 AUD per card |
| Report loss or replacement for additional cards | ||
| Mastercard Mailing | Local | FREE |
| International | Actual costs | |
| Card ATM Withdrawal | Local | 3 AUD per withdrawal |
| International | 5 AUD per withdrawal | |
Note: Bano Mastercard applications are only available to Australian users currently.
Can't find what you're looking for?
Contact us